Buying & Owning - Insurance
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Choosing the right motorhome insurance policy can be a balancing act between the level of cover and the cost of the initial premium. We wade through the market to bring you the best – and the restWhen your motorhome’s insurance cover is up, the chances are that you just stick with your current insurer, fretting not about whether you’re paying the lowest possible premium or getting the best cover for your money. Possibly losing out to the tune of hundreds of pounds.
Such a scenario may seem nothing short of insane, but it’s easy to understand, because if you’ve gone through the rigmarole of trying to get a decent insurance deal, you’ll know that the process is painful.
You have to give out your personal details repeatedly – and in some cases you’re paying for the privilege of doing so, as not everyone uses a freephone number.
But we like to look after you here at Which Motorhome, which is why we’ve done much of the hard work for you, in our annual insurance extravaganza, which collates all of the most important information from across the industry for you.
As with previous guides, we’ve tried to include all companies that offer motorhome insurance. Besides putting their sales assistants to the test by phoning up as potential customers, we’ve also put their marketing departments to the test by asking them key questions about their policies.
And there are lots of key differences between the various offerings out there, which is why it’s up to you to make sure you pin down the right one.
But fret not, because we’ll help you get it right...
The full results of our survey can be found by clicking on the picture to the right and downloading the PDF.
Meanwhile, this table summarises the top 20 results:
Insurer | Quote | Verdict | Comment |
Comfort Insurance | £264.69 | 10/10 | Excellent customer service with an outstanding policy for European travel |
Campton | £287.67 | 10/10 | Excellent service and an extremely keen policy at a exceptional price |
C&CC Clubcare | £318.62 | 9/10 | Knowledgeable customer service staff with a good policy and premium |
Scenic Motorhome Insurance | £306.21 | 9/10 | Knowledgeable service, policy worth considering |
Caravan Club | £393.95 | 8/10 | Friendly and helpful, but the premium is on the high side |
Caravan Guard | £362.50 | 8/10 | Very good service and appealing for European travel |
Safeguard | £484.51 | 8/10 | Excellent customer service and comprehensive policy for European travel |
Saga Services Ltd | £431.06 | 8/10 | Very informative customer service with a good policy for EU travel |
Caravan Wise Ltd | £490.78 | 7/10 | Good customer service but the premium is on the high side |
Carole Nash | £336.94 | 7/10 | Good customer service and policy if you limit your EU travel |
Coversure | £384.82 | 7/10 | Friendly customer service with a policy dependent on EU travel |
Lifesure Group | £361 | 7/10 | Efficient customer service with an average premium on the policy |
Park Home | £430.19 | 7/10 | Friendly customer service with a policy hampered by a higher premium |
Adrian Flux | £533.74 | 6/10 | Clear, concise service with a higher than average premium |
Barry Grainger | £384.89 | 6/10 | Unfortunate error in customer service with an average policy |
Insure Motorhome | £456.11 | 6/10 | A bit of to-ing and fro-ing but they called as promised, with a high premium |
Motor & Home Direct | £432.91 | 6/10 | Cheerful if rapid service with an average policy and high-ish premium |
Shield Total Insurance | £327.90 | 6/10 | Friendly service with a policy hampered by the high excess |
Sureterm Direct | £664 | 6/10 | Rapid but friendly service, no introductory bonus so premium is high |
Towergate Bakers | £747.91 | 6/10 | Well-mannered customer service but the highest premium here |
If you don't already have Adode Acrobat to be able to open a PDF, download it for free
The full results of the motorhome insurance survey, appear in Which Motorhome's April 2011 issue. Click here to order your copy simply and securely.
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